Bank Albilad offers a wide range of financing solutions that cater to all types of businesses and can be tailored fit depending on their respective financing requirements. Our products and services are available primarily for the following purposes:
- Working Capital Financing
- Asset Financing
- Contract Financing
Bai Alajel Financing
Bai Alajel Financing is a financing product that provides for your business’ short to long-term financing requirements. This financing structure is based on Murabaha whereby the Bank sells to customers a commodity or an asset which the Bank has purchased and acquired based on a promise received from the customer to buy in one stroke or installment. The selling price comprises the cost plus an agreed profit margin.
Musharakah Financing
Musharakah is an agreement between the Bank and a customer to contribute to a certain investment enterprise or the ownership of a certain property ending up with the acquisition by the customer of the full ownership. The profit or loss is shared as per the terms of the agreement.